Blendy's dream Finance Stack: modular, ready to scale… and adapt
- Noham Layani
- Jan 27
- 4 min read
The concept of finance stack (or finance tech stack) refers to all the software tools and systems that a company uses to manage, automate and optimise its financial operations: from accounting to treasury, payroll, BI and business integrations. |
Once a company reaches one million euros in revenue, the question is no longer whether the finance department should evolve, but how. Tech, SaaS, eCommerce, and IT services companies all face the same challenge: their growth accelerates, their cash flow multiplies, but their finance often remains stuck in an architecture designed for an earlier stage.
At Blendy , we made an obvious choice in our eyes: 👉 to design the finance stack as a modular platform , capable of adapting to each company, each business model and each growth trajectory.
Because the finance stack is not a fixed model, it is a tailor-made architecture.
There is no universal finance stack . There are solid standard building blocks , around which an architecture adapted to the company's business tools is built.
This is precisely what differentiates reactive finance from strategic finance: 👉 the ability to connect financial data to the operational reality of the business .
The Blendy common platform: a robust and scalable foundation
Regardless of the sector or level of maturity, Blendy's ideal finance stack is based on a proven foundation:
Pennylane as the real-time accounting and financial core
Finthesis for financial management, budgeting and forecasting
Silae for payroll and social data
Stripe and Shopify for sales and payment processing
Spendesk for expense management and governance
Qonto for cash management and online banking
This foundation makes it possible to automate most financial flows, to ensure data reliability and to drastically reduce reliance on manual processing.
A finance stack designed to integrate with business tools
The true value of a modern finance stack lies not only in the financial tools themselves, but also in its ability to interact with the company's application ecosystem . At Blendy, the finance stack must therefore be able to interface seamlessly with existing business tools.
Here is a list of several tools that our clients frequently use. Obviously, this list is not exhaustive. On the contrary! Our clients use many other tools to manage their business on a daily basis, and we always do our best to integrate and connect these tools to the company's finance stack.
CRM & Sales
HubSpot , Salesforce , Sellsy
→ Alignment between sales pipeline, invoicing, recognized revenue and cash collected.
→ End of discrepancies between “Sales” and “Finance” figures.
Payment & Collection
GoCardless
→ Automation of recurring withdrawals, improved DSO and increased visibility on future cash flow.
Financing & Treasury
De facto
→ Access to short-term financing solutions connected to the company's actual cash flows.
→ Dynamic management of working capital requirements.
Inventory management
erplain or other specific business tools
→ Connection between sales management, inventory, operations and accounting.
→ A coherent vision of operational and financial performance.
There are obviously many other tools specific to each sector of activity.
👉 The Blendy finance stack adapts to the company , not the other way around.
Blendy's finance stack for international growth
Internationalization is often the point at which rigid finance stacks reach their limits.
Blendy designs stacks capable of scaling country by country without challenging the overall architecture .
QuickBooks – The local accounting solution
QuickBooks allows you to:
to manage local accounting (United States, United Kingdom, Canada…),
to comply with local standards and obligations
to produce data compatible with group consolidation.
Dext – Intelligent management of supplier flows
Dext assures:
automated collection of supplier invoices,
multi-currency management,
seamless integration with QuickBooks.
👉 Each entity operates locally, while being integrated into a group financial vision managed from France.
A modular financial system, designed to evolve over time
A good finance stack isn't just efficient at a given moment. It must be able to evolve:
adding a new CRM,
change in revenue model,
opening of a country,
Structuring an advanced BI system,
integration of a new business tool.
Blendy's philosophy is clear: 👉 the finance stack is alive, evolving and aligned with the growth strategy .
Blendy's promise: finance that adapts to business, not the other way around.
By supporting rapidly growing SMEs and scale-ups, Blendy pursues a simple objective:
freeing managers from operational financial constraints
to provide them with a clear and reliable view of their performance,
build a financial management team ready for the next stage.
Blendy's ideal finance stack isn't a predetermined one. It's a bespoke architecture , designed to connect finance to the heart of the business.
True luxury is flexible and connected finance
Companies that achieve lasting success are those that understand one essential thing: 👉 finance must adapt to business, not the other way around .
With a modular approach, connected to business tools and ready for international markets, Blendy's dream finance stack transforms the finance department into a true strategic lever.
And in a world where growth is accelerating, that's a decisive advantage.
With Blendy , international CPA based in France, Canada and the USA, take advantage of digital accounting and tailor-made advice to accelerate your financial process and develop your business.
Pennylane, Dext, QuickBooks and Stripe certified, we support digital and IT companies, e-Commerce, SaaS in France and internationally.
