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Opt for flexible Financial Management with Defacto

Financial flexibility is essential to ensure the growth and stability of a business.

This is where the French Fintech Defacto comes in, offering a flexible and innovative financing solution to meet the changing needs of businesses.

Blendy recommends Defacto, a quick and easy financing solution

What is Defacto?


Defacto's promise is based on its ability to offer highly flexible financing with no hidden fees to meet the specific needs of your business.

Whether to manage trade receivables , finance large purchases or support marketing campaigns, Defacto positions itself as an essential financial partner for businesses seeking adaptive cash flow solutions .


With Defacto, you can get financing quickly and easily, without the hassle and delays associated with traditional lending processes.

The platform enables rapid and accurate assessment of financing needs, ensuring that funds are available exactly when they are needed, without the hassle of traditional financing methods.

Intelligent integration

The strength of Defacto also lies in its compatibility with existing systems, such as Pennylane , Libeo, Sellsy, Qonto and Odoo. This allows for more effective financial management and more relevant decision-making.

This ease of integration further highlights Defacto's commitment to simplifying business financing, making capital solutions accessible to a wider range of businesses.

Why choose Defacto?

Blendy recommends Defacto, a quick and easy financing solution

Defacto is much more than just a financing solution . It is a strategic partner for companies seeking to optimize their cash flow and seize growth opportunities without compromising their financial stability.

Thanks to its flexible and personalized approach, Defacto offers a range of financing products adapted to the specific needs of each company.

Flexible Financing Solutions

  • Factoring : Quickly release the capital linked to your unpaid invoices by assigning your receivables to Defacto. With factoring, you can access immediate liquidity to finance your current operations and future growth.

  • Inventory Financing : Optimize your cash management by transforming your inventory into liquid capital. Defacto offers flexible inventory financing solutions to help you manage fluctuations in demand and maximize your operational efficiency.

  • Equipment Financing : Acquire the equipment you need to grow your business with equipment financing offered by Defacto. Whether you need vehicles, machinery or specialized tools, Defacto can help you find the right financing solution.

In summary, Defacto is emerging as a compelling answer to business financial challenges, providing quick and easy access to financing.

Why Blendy + Defacto?

Our team at Blendy, French CPA, is made up of financing experts who understand the challenges businesses face today. They are there to support you whenever you need it and help you find the best financing solution for your business.

Our expertise in accounting and financial applications allows us to also support you in connecting Defacto with your other tools and apps. This allows you to set up a fluid and automated finance process and valuable KPIs to optimize your overall business management.

Because in addition to financing solutions, there are probably other points that can be optimized to increase your cash flow and support your growth. And this is where the Blendy team brings you all their know-how and financial expertise .

So, whether you're looking to increase your working capital, finance an expansion, or manage unforeseen cash flow needs, contact Blendy to achieve your growth goals !

With Blendy , digital accountant, take advantage of all the advantages of digital accounting to accelerate your finance process and develop your business.

Certified by Pennylane , Dext , QuickBooks and Stripe , we support digital companies, e-Commerce, ESN, SaaS, in France and internationally .


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