Qonto partners with Karmen to offer their customers a fast financing solution tailored to their needs directly from their dashboard.
Qonto & Karmen
Qonto, the online neobank
Qonto is a French company founded in 2016 and specialized in banking services for businesses. It offers a bank account management and payments platform dedicated to professionals, self-employed workers and small and medium-sized businesses (SMEs).
The particularity of Qonto lies in its simplicity and ease of use, as well as its many intelligent features designed for businesses.
This also includes integrations with other management and accounting tools, such as Pennylane, Dext, Stripe and Karmen, thus facilitating the overall financial management of businesses.
Karmen, tailor-made financing solution
Karmen , on the other hand, was founded in 2021 and offers non-dilutive Revenue Based Financing (RBF) for businesses.
Unlike traditional financing, Karmen offers financing indexed to your turnover, without having to sell shares in the company to external investors.
Finance your growth with Qonto and Karmen
Since March 2023, Qonto and Karmen have joined forces to offer digital companies a unique opportunity to accelerate their growth.
By integrating Karmen 's financing services with its innovative banking interface, Qonto now allows its customers to quickly access the funds they need for their projects.
Indeed, thanks to this integration, as a Qonto user you benefit from non-dilutive, fast and flexible financing, ranging from 10,000 euros to 5 million euros, in just 48 hours. And above all without the hassle of traditional banking procedures.
Companies can thus meet different needs such as growth investments, marketing expenses, inventory financing, recruitment or even working capital requirements.
To be eligible for financing with Karmen you just need to meet certain conditions, such as having a head office in France, more than 9 months of existence and a turnover of more than €300k, positive equity and no outstanding payments.
Synchronize your apps with Blendy
To benefit from this new integration, Blendy, a digital accountant, supports business managers in connecting applications and synchronizing with their accounting software.
A pioneer in digital accounting in France, Blendy is perfectly familiar with all the applications and SaaS solutions that help optimize your finance process.
Thus, we help you connect your accounting software , such as Pennylane, QuickBooks, Odoo or even NetSuite, to all of your apps (Stripe, GoCardless, Liboe, Shopify, etc.) including Qonto and Karmen.
By automating data entry and retrieval, and automatically synchronizing everything with your accounting system, Blendy allows businesses to save valuable time on a daily basis and better understand their financial KPIs.
Finally freed from time-consuming tasks without added value, companies can finally concentrate on managing their growth and development.
To find out about the many possible solutions and connections with your existing financial system, ask our teams !
With Blendy , French digital accountant take advantage of digital accounting to accelerate your finance process and develop your business.
Pennylane , Dext , QuickBooks and Stripe experts, we support digital and IT service companies, e-Commerce, SaaS, SMBs, in France and internationally.